Start a Refund Revolution!

If you are getting money back from Uncle Sam, maybe your refund could revolutionize your financial future. It’s tempting to use it for something fun or temporary, but investing it wisely could benefit you for years to come.

Let HOPE help you make the most of your refund to improve your financial situation or use it toward the purchase of an important or more expensive item.

Some of the best uses for your refund include:

• Putting a down payment on a car to make the monthly
  payments more affordable¹
• Using it toward the purchase of a home¹
• Taking out a share secured loan to help build your credit
  or consolidate debt¹
• Paying off outstanding debts
• Funding your retirement with a HOPE Traditional or Roth IRA
• Setting up your emergency fund in one of our savings
  accounts
  

By planning ahead, you can make the most of your money and help reduce your financial stress now and into the future.

If you need advice on what options might be best for you, be sure to stop by one of our branches for free one-on-one counseling.