Personal Loans
A healthy investment choice for the committed investor.
Our Share Certificates are time commitment deposits.
By committing your funds for a specific period of time, you get a higher fixed dividend (or interest rate) than you would with a regular savings account.
Lock in a great rate and guaranteed savings with 6-, 12-, 24-, 36- and 60-month certificates that grow your balances over time.
To see current rates on our Certificates, check out the rate schedule.
- Invest for 6-, 12-, 24-, 36-, or 60-months
- $1,000 minimum deposit
- Guaranteed interest rates
- Insured up to $250,000 by NCUA.
If you are a Socially Responsible Investor (SRI), Jumbo Certificates are also available with a $95,000 minimum deposit. You can also purchase high-impact Certificates at below-market rates to help us extend economic opportunities to more low-wealth families.
Deposit Rates
Share Certificates5,6 (CDs) ($1,000 Minimum) |
Annual Percentage Rate (APR) | Annual Percentage Yield (APY) | Jumbo APR | Jumbo APY |
|---|---|---|---|---|
6-Month |
0.75% | 0.753% | 0.75% | 0.753% |
12-Month |
3.00% | 3.045% | 3.99% | 4.07% |
24-Month |
2.514% | 2.546% | 4.19% | 4.279% |
36-Month |
2.556% | 2.589% | 4.26% | 4.352% |
60-Month |
2.622% | 2.657% | 4.37% | 4.467% |
Transformational Deposits (Not available on 6-month term.) |
0.25% | 0.25% | ||
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
0.35% | 0.35% |
Share Certificates5,6 (CDs) ($1,000 Minimum) |
|
|---|---|
| Annual Percentage Rate (APR) | |
6-Month |
0.75% |
12-Month |
3.00% |
24-Month |
2.514% |
36-Month |
2.556% |
60-Month |
2.622% |
Transformational Deposits (Not available on 6-month term.) |
0.25% |
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
|
| Annual Percentage Yield (APY) | |
6-Month |
0.753% |
12-Month |
3.045% |
24-Month |
2.546% |
36-Month |
2.589% |
60-Month |
2.657% |
Transformational Deposits (Not available on 6-month term.) |
0.25% |
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
|
| Jumbo APR | |
6-Month |
0.75% |
12-Month |
3.99% |
24-Month |
4.19% |
36-Month |
4.26% |
60-Month |
4.37% |
Transformational Deposits (Not available on 6-month term.) |
|
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
0.35% |
| Jumbo APY | |
6-Month |
0.753% |
12-Month |
4.07% |
24-Month |
4.279% |
36-Month |
4.352% |
60-Month |
4.467% |
Transformational Deposits (Not available on 6-month term.) |
|
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
0.35% |
5Early withdrawal penalties apply to all certificate and IRA accounts.
6Standard jumbo rates are available on deposits of $95,000 or more. Jumbo rates for Transformational Deposits of $5,000,000 or more.