Savings Accounts
HOPE Savings Accounts are ideal for short- to medium-term goals.
You can enjoy competitive rates and the security of federally insured deposits.
Deposits can be made conveniently through payroll deduction, direct deposit, the mail, or in person. Funds can be transferred to other accounts, even at other financial institutions.
- Minimum $15 balance
- Dividends earned on balances greater than $100
- Three teller withdrawals and three ATM withdrawals per month
- HOPEAnytime ATM card access
- Backed by National Credit Union Administration insurance up to $250,000
Wealth Building Account Comparison Chart
| Savings Account | Club Account | Individual Retirement Account | Share Certificates | Money Market Accounts | |
|---|---|---|---|---|---|
| Opening Balance Requirement | $15 | $10 | Share Certificate – $500 IRA – $25 | $1,000 | $1,000 |
| Minimum Balance | $15 | $0 | $0 | N/A | $1,000 |
| Monthly Fee | $0 | $0 | $0 | $0 | $9.95 (Waived with $1,000 Minimum Balance) |
| Electronic Transactions | ✓ | ✓ | ✓ | ||
| Paper Checks | ✓ | ||||
| Transactions | Teller Withdrawal – 3/month ATM Withdrawal – 3/month | Funds Disbursed 10/31 Each Year ($10 Fee for Early Disbursement) | Penalty for Early Withdrawal | Penalty for Early Withdrawal | 6 per Month (Fee for Overage) |
| Free HOPENet Online Banking | ✓ | ✓ | ✓ | ✓ | ✓ |
| Free HOPE Mobile Banking1 | ✓ | ✓ | ✓ | ✓ | ✓ |
| Free E-Statements | ✓ | ✓ | ✓ | ✓ | ✓ |
| Automatic Transfers and/or Drafts | ✓ | ✓ | ✓ | ||
| Free HOPEAnytime ATM Card | ✓ | ||||
| Free Direct Deposit | ✓ | ✓ | ✓ | ||
| Federally Backed Security | ✓ | ✓ | ✓ | ✓ | ✓ |
| Shared Branching Network Access | ✓ | ✓ | ✓ | ||
| More> | More> | More> | More> | More> |
Contact Us
If you have questions or need additional information about a savings account, send a note to your closest branch.