Home Equity Loans – Make Room for the Life You’re Building
Do you own a home? Turn it into a bank with a HOPE Home Equity Loan.1
You can borrow against the value you’ve built in your house to consolidate bills and make repairs or improvements.
Here’s why homeowners choose us:
- Loan amounts from $15,000 to $100,000
- No Closing Costs
- Faster, Easier Appraisals2
- Terms Up to 15 Years3
- Credit Score as Loas as 5801
- Borrow Up to 100% of Your Home’s Value4
If you’re ready to turn your home’s equity into opportunity, we can help you move forward with confidence and peace of mind. Take advantage of this offer for loan applications started on February 1, 2026, through April 30, 2026.
Contact a branch to learn more, or start your application.
1Loans subject to approval.
2Automated Value Model appraisals are used for this offer.
3Terms of 15 years are available on loans of more than $50,000
4100% Loan-to-value loans are available on homes where HOPE is the primary lienholder. LTV limits of 80%-95% apply on homes where HOPE is not the primary lienholder. Existing HOPE vehicle loans must be in good standing and be at least 24 months old to be eligible for this offer. A $60,000 home equity loan for 180 months at 9.750% (10.628% APR) would have a monthly payment of $635.63. “APR” is Annual Percentage Rate. Your actual APR may differ and will be based upon several factors, including credit history, term, and loan amount. Additional rates and terms are available. Rates subject to change.
Contact Us
If you have questions or need additional information about a home equity loan, send a note to your closest branch.