Credit Cards
Sometimes, having all the cash you need to pay for a big-ticket item all at once just isn’t practical. A HOPE Platinum Visa card gives the option of paying for purchases over time without the pitfalls you’ll find with other credit card providers: outrageous interest rates and lots of hidden or excessive fees.¹ Just call or visit your nearest branch and they will walk you through the process.
Apply Now
Accepted worldwide, HOPE Platinum and Platinum Rewards² Visa³ credit cards can save you money and make it easy to make the purchases you need.
Applying is easy.
Just call or visit your nearest branch and they will walk you through the process. Current HOPE members can apply for a credit card online by using HOPE digital banking.
Need to know more?
Just give us a ring toll-free at 1-866-321-HOPE (4673) or contact your nearest branch with any questions you may have.
Platinum Visa
Rates as low as
13.25
%
APR
Platinum Rewards Visa
Rates as low as
14.25
%
APR
Find the Best Credit Card for You
3 Easy Ways to Open an Account
Open Online
Current HOPE members can apply quickly and easily with our online application.
Apply NowVisit a Branch
Stop by your nearest branch and open your account with a representative.
Find a BranchWhy Get a Credit Card with Hope Credit Union?
Free Services
All our credit cards offer free HOPE digital banking, e-statements, and the ability to make electronic payments.
Affordable Rates
We help you keep more of your money with competitive rates. Be sure to compare us for your best deal.
Quick and Secure
Keep things moving by adding our Platinum Visa to your digital wallet. Block and unblock the card using our digital banking service.
Opportunities For All
Everyone deserves access to low-cost solutions. Our affordable credit card options can help you reach your financial goals.
Member Success Stories
The power of HOPE enables our members to live their best lives. See how we’ve empowered their financial success—and how we can help you too.
Frequently Asked Questions
Here are some things people often want to know about HOPE’s Platinum Visa cards.
How do I apply for a HOPE credit card?
You can apply for a credit card at any branch. HOPE members can also apply online using our HOPE digital banking service. You can also give us a call to ask any questions and find out what steps to take next.
How long does it take to open a credit card?
Response times vary based on the type of card for which you are applying and whether you are able to provide all the required information when it is needed.
Discuss decision timelines with our staff to get an accurate picture of what to expect in your case.
I have a bad, limited, or no credit history. Can I still get a credit card?
At Hope Credit Union, we believe in equal access to economic opportunities, and we seek to provide financial assistance whenever possible to those who are just starting out or rebuilding. We have a secured Visa option that uses money in a savings account or certificate to help you qualify.
Contact us to discuss your specific financial situation and see how we can help.
How do I make my credit card payment?
Paying your credit card payment is easy and convenient. You can pay online using our free digital banking service, in a branch, or by mail.
Find a Location
HOPE has 23 locations ready to serve you across the Deep South. Additionally, HOPE is a member of the Shared Branching Network. This affiliation allows HOPE members to visit more than 5,000 credit union locations nationwide.
Contact Us
If you have questions or need additional information about a credit card, send a note to your closest branch.
1Credit cards are subject to personal credit approval and terms and conditions of the Credit Card Agreement.
²The Rewards program allows you to earn points for making qualifying purchases with your HOPE Platinum Rewards Visa credit card. Fees may apply. See credit card disclosure for details. APRs on Platinum Rewards Visa credit cards may be higher.
³Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.