Business Loans
Affordable loans for every enterprise, including Black- and women-owned businesses.
Grow your organization with a HOPE business loan.
Deep South entrepreneurs and nonprofits turn to HOPE for affordable, flexible business lending options. We’re here for you, too, with tailored solutions for every enterprise, including Black- and women-owned businesses.
HOPE began as a commercial loan fund and has a long track record of supporting business with the financing they need to start, stabilize and grow. Our lending is focused on providing capital to viable companies that create jobs, support communities, and address infrastructure needs in economically distressed and rural areas of the Deep South.¹
If you’re looking for the right financing for your organization, talk to us and explore your best options for finding affordable, flexible financing. We have a variety of lending programs that address a variety of needs.
- Small Business Lending – For loans up to $250,000
- Commercial Lending – For loans of more than $250,000
Find the Best Business Loan for You
3 Easy Ways to Find Financing
Open Online
You can apply for commercial loans online. Check the individual loan pages for links to the application on eligible loans.
Find My LoanVisit a branch
Stop by your nearest branch and open your account with a representative.
Find a BranchCall Us
Our friendly team members can disscuss your needs and help you take the next steps.
Contact UsWhy Get a Business Loan with Hope Credit Union?
Affordable and Flexible
We offer businesses competitive rates, flexible repayment terms, and generous loan amounts to reach their goals.
A Variety of Uses
HOPE can help your business get the capital it needs to buy furniture, equipment, vehicles, inventory and more.
Expert Support
Our experienced small business lenders can find the best loan for your business and guide you through the application process.
Opportunities For All
Entrepreneurs are as diverse as the communities they serve. We provide specialized resources to help all businesses succeed.
Member Success Stories
The power of HOPE enables our members to live their best lives. See how we’ve empowered their financial success—and how we can help you too.
Frequently Asked Questions
Get the information you need to take the next steps or start your business loan application.
How do I open a savings account?
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What type of information do I need to open a savings account?
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How long does it take to open a savings account?
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I have a bad, limited or no credit history. Can I still open a savings account?
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Find a Location
HOPE has 23 locations ready to serve you across the Deep South. Additionally, HOPE is a member of the Shared Branching Network. This affiliation allows HOPE members to visit more than 5,000 credit union locations nationwide.
Contact Us
If you have questions or need additional information about a business loan, send a note to your closest branch.
¹Loans subject to credit approval.