Auto Loans

Get Rates as Low as 7.50% (7.571% APR) on New Vehicles (Up to 2 Years Old)!

Whether you’re looking for a safe new van for the family, a sporty roadster, or simply a fuel-efficient used automobile to get you from point A to point B, we’ll help you cruise off with a great deal on your new wheels.

So no matter how you want to get around, HOPE is the place to go for your best ­financing deal.

• Enjoy competitive interest rates as low as 7.50% (7.571% APR) and no more than 18.00% (18.00% APR)²
• Take as long as seven years to repay the loan with extended terms³
• Get up to 100% financing

If you already have an existing auto loan, ask about how our refinancing options could save you money.

Visit your nearest branch for more information or to complete your application. Current HOPE members can apply online using HOPE’s convenient digital banking service.

¹Loans subject to approval.

² “APR” is Annual Percentage Rate. Advertised “as low as” annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. A loan with the lowest advertised interest rate of 7.50% (7.571% APR) on a new vehicle (up to 2 years old) for $25,000.00 (minimum) over 72 months (maximum) would have a monthly payment of $432.28. A loan with an interest rate of 8.50% (8.572% APR) on a used vehicle (more than 2 years old) for $25,000.00 (minimum) over 84 months (maximum) would have a monthly payment of $444.53. Additional rates and terms are available. Stated rates effective as of 1/1/25 and subject to change.

³ Term of 72 months only available for vehicles up to 5 years old and loan amounts of at least $20,000. Term of 84 months term only available for vehicles up to 3 years old and loan amounts of at least $35,000.