Extended Insurance Accounts
Secure Your Personal or Business Savings with Up to $20 Million in Protection
Maximize NCUA insurance coverage on large balance while earning a return on your deposit–automatically.
How It Works
HOPE’s Extended Insurance Account automatically distributes your balances in portions of less than $250,000 across our network of partner credit unions. Each portion remains within standard NCUA insurance limits, allowing us to extend protection up to $20 million total for your deposits. You’ll maintain complete access to your funds through a single account, with our system handling all the behind-the-scenes distribution to maximize your protection.
1. Initial Deposit
Deposit funds into your primary account.
2. Auto-Sweep
Our system distributes funds across partner institutions.
3. Easy Access
Access all your funds through your single primary account.
4. Full Visibility
Track all activity and balances in real time.
Key Benefits
Extended Insurance
Your personal or business savings are protected for up to $20 million through our NCUA-insured partner network, all managed through one simple account.
Competitive Rates
Earn interest on your full balance while protecting your deposits.
24/7 Transparency
Track your funds and account activity in real-time through our secure online platform.
Open an Extended Insurance Account
Get in touch with us and a member of the Investor Relations team will work with you personally and make it easy to open your account.
Online
Send us a message using the form below and and we’ll be in touch to help you complete the process.
Telephone
Just give us a call at 1-877-654-HOPE (4673) to speak directly to one of our associates to take the next steps.
Contact Us
Send a message to our investor relations team and we'll connect with you about supporting HOPE.