As an aircraft mechanic, Bernard Tibbs travels all over the world for work. But when he returned home to Memphis, Tennessee, he decided it was finally time to pursue something a little closer to his heart — his dream car, a 2022 Mercedes-Benz S580 AMG. Tibbs visited a dealership, where he was offered financing at 15% APR. Unsure about the rate, he remembered Hope Credit Union had long been a part of his family’s financial life. His mother had encouraged him to open a savings account for emergencies, and the HOPE team had come to know the Tibbs family well over the years. As the day approached to buy the vehicle, he walked into HOPE to withdraw funds needed for a down payment. When he finally spoke to a HOPE associate, Tibbs shared his plan to purchase the car. The HOPE staff immediately stepped in to help. They discussed financing options and shared information about an ongoing auto loan promotion. With their support, Tibbs found his car, and HOPE offered him a much lower interest rate of 5%. “The HOPE team carried me the whole way,” Tibbs said. Now, he cruises in style and comfort — at a price that fits his budget. “The staff at HOPE were amazing… I could not ask for a better team.”