As the minister of music at her church, Bertha Rudley knows how to hit all the right notes and make all the right moves regarding her finances. “I never miss a payment, nor have I ever been behind on paying my bills,” says Rudley. Despite her strong credit history, when it came time to consolidate debt payments to finance home improvements, her bank only offered high interest rate products. Seeking alternatives, she shared her remodeling vision, which included a carport to protect her from the rain, with her church administrator. He suggested she try Hope Credit Union.
She contacted HOPE and qualified for a Home Equity Loan. “HOPE didn’t have a problem with giving me the loan at a lower interest rate because I had perfect credit,” says Rudley. The HOPE home equity loan combined all of her debts into one manageable payment. Rudley now has a newly renovated home, complete with a carport, making her home the place for family gatherings.