Dankie Paynes, a resident of Moorhead, Mississippi, can finally enjoy her home again, thanks to a new roof over her head. After years of struggling with a leaky roof and an uncooperative insurance company, Dankie received $8,000 in funding from the Federal Home Loan Bank of Dallas (FHLB Dallas) managed by HOPE. This funding was part of the Special Needs Assistance Program (SNAP), which provides grants for repairing and rehabilitating owner-occupied housing for eligible, individuals with special needs.
Dankie, who faced mobility challenges and had to retire due to an injured arm, expressed her heartfelt gratitude, saying, “I sure thank everyone for helping me. It’s a load off my mind to have this roof fixed.” After 37 years of calling Moorhead home and raising her three children there, Dankie was immensely relieved to finally find the support she needed through her sister, who connected her with Hope Credit Union. Dankie shared, “I don’t know what I would’ve done without them. I couldn’t afford to have the roof fixed myself.” As a member of FHLB Dallas, HOPE submits applications for SNAP grants each year in partnership with Delta Design Build, a social impact design build firm, based in Greenwood, Mississippi.