Products & Services > HOPE Interest Rates

HOPE Interest Rates

HOPE offers our members competitive rates on deposit products. 

Rates effective as of July 9, 2010.

  Annual Percentage Rate APY* Jumbo APR Jumbo APY
Share Accounts** 0.50% 0.50%    
Nonprofit Bonus Rate Savings Account 0.90% 0.90%    
Money Market Account***
($1,000 Minimum)		        
Non-Jumbo 1.05% 1.06%    
Over $100,000     1.30% 1.31%
Over $500,000     1.35% 1.36%
Share Certificates (CD's)
($1,000 minimum)		        
6 Month 0.90% 0.91% 1.15% 1.16%
12 Month 1.50% 1.50% 1.75% 1.75%
24 Month 1.80% 1.80% 1.95% 1.95%
36 Month 2.20% 2.20% 2.45% 2.45%
60 Month 2.65% 2.65% 2.90% 2.90%
IRAs        
IRA Savings*** 0.50% 0.50%    
IRA 18-Month Certificate 1.50% 1.50%    
IRA 60-Month Certificate 2.65% 2.65%    

Please call for details on rates on larger deposits.  Jumbo rates are available on deposits of $95,000 or more. You can reach our Investor Relations Department by calling 1-877-654-HOPE. 

Rates are subject to change.
Fees could reduce earnings.
Early withdrawal penalties apply to all certificate accounts.

* Annual Percentage Yield
** Dividends on Share Accounts are set in arrears by the Board on a quarterly basis.
*** Variable-rate account, rates may change after the account is opened.