Want to make an even bigger difference with your HOPE deposit? By accepting a below-market rate on your HOPE High Impact CD, you enable HOPE to reinvest additional resources in programs that empower low-wealth families and communities.

• HOPE Hurricane Rebuilding CDs help residents and communities affected by the Hurricanes Katrina and Rita. By purchasing a Hurricane Rebuilding CD at a rate of 0-2%, you enable HOPE to provide flexible financing that helps low-income individuals and families rebuild their homes, businesses and communities.

• HOPE Home Builder CDs help low-wealth families purchase their first home. HOPE uses homebuyer education workshops, down payment assistance and other tools to help its borrowers acquire assets and build a solid financial foundation.  (Published rate minus .5%.)

• HOPE Job Builder CDs support entrepreneurs and small businesses in economically distressed communities. HOPE offers business owners technical assistance in areas such as entrepreneurial training, financial management and marketing. (Published rate minus 1%.)

• HOPE Community Builder CDs enable HOPE to strengthen community infrastructure such as health care, child care and affordable housing. HOPE offers programs that help these businesses in areas such as strategic planning,