Products & Services > For Individuals > Wealth Building Accounts

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Wealth Building Accounts

Create a brighter financial future by saving at HOPE.

Saving for your future is one of the most important things you can do to build a solid financial future for yourself and your family.

Hope Community Credit Union understands this and offers several accounts to help you achieve your financial goals. Whether you are building toward a vacation, putting money away for college, or saving for a rainy day, HOPE will help you get there.

When you want to put your money in a safe, convenient place where you earn competitive rates and help your neighbors, nothing beats saving with HOPE.


Features and Benefits

HOPESaver - Regular Savings Account

  • $15 minimum balance
  • Interest earned on balances greater than $100
  • Two withdrawals allowed per month 1
  • HOPEAnytime ATM Card access ($5 ATM card fee2) 

HOPE Money Market Account

  • $1,000 initial deposit and minimum balance
  • Four withdrawals allowed per month1
  • HOPENet Plus access for bill payment and fund transfers

HOPECertificates

  • Invest for 6, 12, 24, 36, or 60 months
  • $1,000 minimum deposit
  • Guaranteed interest rates

HOPEClub Account

  • $10 minimum balance
  • Automatic monthly deposit available

Indiividual Retirement Account

  • Good long-term savings option
  • Provides tax benefits
  • Traditional and Roth IRAs available 

 

SECURITY Your HOPE Wealth Building Account comes with peace of mind. Each depositor is federally insured for up to $250,000 by the National Credit Union Administration.

COMPETITIVE RATES Your HOPE account is more than just a place to protect your money. Watch it grow with interest rates that beat almost any other local financial institution.

EASY ACCESS Get to your money when and where it's convenient for you. There have never been more options for conveniently and easily managing your money.

HOPENet Online Banking and HOPENet Plus with Bill Pay -A click of the mouse is all you need to manage your money from any internet-accessible computer. Check your balances, transfer funds, or apply for a loan whenever and wherever it's convenient. Accounts that offer HOPENet Plus also allow you to pay your bills electronically.

HOPEAnytime ATM Card - Use your HOPEAnytime ATM Card to get cash, transfer funds, and check balances from thousands of automated teller machines that are part of the PULSE, Credit Union 24, or MoneyPass networks.3

HOPE24 - Bank with just the touch of a finger. Check balances, get transaction histories, and transfer funds from any touchtone phone by calling 1-877-214-HOPE. Simply follow the voice prompts to make your money work for you.

Direct Deposit - Put funds into a HOPE account without ever coming to the credit union. Sign up for direct deposit and have funds automatically sent to your account electronically. The funds are available immediately, and you never need to worry about a lost check.

Automatic Transfers/Drafts - Schedule money to be moved from one account to another as you require. You can also have bills or loan payments taken care of without having to worry about writing checks or putting a stamp on an envelope.

 

1Fees charged for additional withdrawals.
2Fees subject to change.
3ATMs that are not part of the HOPE network may charge additional fees for these services.