HOPE - Types

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Tap into the value of your home with a HOPE Home Equity loan.

We can lend up to 80% of your home’s value for any need. Our rates are affordable and the application process is easy. Call us or visit a hope branch for more information.

Types

Types of Loans

These are examples of typical limits on HOPE loans. HOPE also underwrites loans based on the borrower's credit and so these limits may change. The list is not comprehensive:

Automobile
Motorcycle
Recreational Vehicle
Home Repair & Improvement
Home Equity
Share Secured
Signature

The minimum loan size is $500.

Collateral	Type	Maximum Amount	Maximum Term
Unsecured	N/A	$5,000 or 20% of gross income, whichever is less	24 months
Share or certificate secured	N/A	Amount of shares on deposit	60 months
Automobile	New (first lien only)	100% of invoice price.	60 months
Automobile	Used (first lien only)	100% of NADA value.	60 months for current year model. Subtract 6 months for each year of age for older models up to maximum 5 year model age.
Motorcycle	New (first lien only)	100% of invoice price.	60 Months
Motorcycle	Used (first lien only)	100% of Used Motorcycle Guide value.	60 months for current year model. Subtract 6 months for each year of age for older models up to maximum 5 year model age.

When you're ready, you can download a consumer loan application. Then bring it to one of our branches and we'll take care of the rest.