Products & Services > For Individuals > Home Loans > Types
We can lend up to 80% of your home’s value for any need. Our rates are affordable and the application process is easy. Call us or visit a hope branch for more information.
Through the HOPE Mortgage Program, we are helping hardworking people across the Mid South make their dreams of home ownership a reality. Whether you are buying your first home, looking for a larger house to accommodate a growing family, or considering refinancing, a HOPE Mortgage may be the right solution for you.
You have options. Everyone's situation is different, so we offer several different mortgage programs that allow us to meet your needs. Loan choices include:
- Purchase
- Refinance
Conventional Loans- FHA Loans
- Affordable Housing Loans
- Jumbo Loans
- Revenue Bond Program*
- USDA Rural Housing Loans
- VA Loans
If you are thinking about buy a new home come and see us, call us at 1-866-321-HOPE to be directed to a mortgage loan officer in your community. You may also send an e-mail to mortgage@hopecu.org. (Please keep in mind that E-mail is not a secure medium. Do not include personal information, such as your account number, Social Security Number or other identifying details, in an E-mail.)
Our professional, courteous mortgage loan officers will help you understand exactly what's going on with the mortgage process. Contact them to find out how easy it is to get started.
Arkansas/Tennessee
Greater Memphis:
Benda Harper - (901) 574-8253 - bharper@hopecu.org
Louisiana
New Orleans:
Janie Blackmon - (504) 527-0688 - jblackmon@hopecu.org
Mississippi
Metro Jackson:
Kay Cutrer - (601) 944-9302 - kcutrer@hopecu.org
Mississippi Coast:
Don Jackson - (228) 374-3028 - djackson@hopecu.org
Mileah Lyon - (228) 435-5806 - mlyon@hopecu.org