Products & Services > For Individuals > Easy Checking Accounts

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Easy Checking Accounts

Managing your life isn't always easy.  But managing your money should be.

You need a checking account that gives you options for managing your money no matter where you are or what you are doing.  You need a HOPE Easy Checking account.

HOPE Easy Checking and Easy Checking Plus bring you and your money together in ways you could only imagine. They give you so much more for your money by letting you do so much more with your money.

Easy Checking and Easy Checking Plus are designed specifically for HOPE's members, to provide a cost-effective and easy-to-use alternative to check cashers and predatory lenders.

Easy Checking is a checking account that works exclusively with the HOPEAnytime Check Card. Make purchases, pay bills and manage your account quickly and easily. Easy Checking Plus offers the same great benefits as Easy Checking with the added bonus of paper checks.

So when you are ready to bank on your own terms, you're ready for Easy Checking from Hope Community Credit Union.

Anyone can qualify for an Easy Checking account.

Features and Benefits

Affordable

Account                      Minimum Balance        Monthly Fee

Easy Checking                        $25              $9.95 (waived with $200 minimum balance)

Easy Checking Plus                $0                $7.95 (waived with $250 minimum balance)


Unlimited Transactions

Use your account as often as you need to. Whether you bank in person, by phone, over the internet, at an ATM, or make purchases at merchants across the country, there's never a charge for excess transactions.

Security

Your HOPE Easy Checking account comes with peace of mind. Every HOPE depositor is federally insured for up to $250,000 by the National Credit Union Administration.

Easy Access

Get to your money when and where you want to. There have never been more options for conveniently and easily managing your money.


Easy Checking andEasy Checking Plus include:

HOPENet Online Banking and HOPENet Plus with Bill Pay -A click of the mouse is all you need to manage your money from any internet-accessible computer. Check your balances, transfer funds, or apply for a loan whenever and wherever it's convenient.  Accounts that offer HOPENet Plus also allow you to pay your bills electronically.

HOPEAnytime ATM Card - Use your HOPEAnytime ATM Card to get cash, transfer funds, and check balances from thousands of automated teller machines that are part of the PULSE, Credit Union 24, or MoneyPass networks.2

HOPEAnytime Check Card - Take charge of your finances by using the HOPEAnytime Check Card anywhere that VISA® is accepted. The funds for your purchase will be drawn from your checking account - just like a check. The HOPEAnytime Check Card also works at any ATM that is part of the PULSE, Credit Union 24, or MoneyPass networks.2

HOPE24 - Bank with just the touch of a finger. Check balances, get transaction histories, and transfer funds from any touchtone phone by calling 1-877-214-HOPE. Simply follow the voice prompts to make your money work for you.

Direct Deposit - Put funds into a HOPE account without ever coming to the credit union. Sign up for direct deposit and have funds automatically sent to your account electronically. The funds are available immediately, and you never need to worry about a lost check.

Automatic Transfers/Drafts - Schedule money to be moved from one account to another as you require. You can also have bills or loan payments taken care of without having to worry about writing checks or putting a stamp on an envelope.

 

1 Fees subject to change.
2 ATMs that are not part of the HOPE network may charge additional fees for these services.