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HOPE Certificates

Our Share Certificates are time deposits here at HOPE. Commit to deposit in HOPE for a specific period of time, and get a higher fixed interest rate or dividend that you would with a regular savings account.

To see current rates on our Certificates check out the rate schedule.

  • Invest for 6, 12, 24, 36, or 60 months
  • $1,000 minimum deposit
  • Guaranteed interest rates
  • Insured up to $250,000 by NCUA.

If you are a Socially Responsible Investor (SRI), Jumbo Certificates are also available with a $95,000 minimum deposit. You can also purchase Community Development Certificates at below-market rates to help us extend economic opportunities to more low-wealth families.

Read more about this account in our HOPE Wealth Building Accounts brochure