Designed for easy access to savings with a competitive rate, our Money Market Accounts can be accessed anywhere, at any time. You can view your account, write an electronic check and even initiate a transfer of funds to another financial institution.

To see current rates on Money Market Accounts check out the rate schedule.

  • $1000 initial deposit and minimum balance
  • Four withdrawals allowed per month
  • HOPENet Plus access for bill payment and fund transfers
  • Insured up to $250,000 by NCUA.

Read more about this account in our HOPE Wealth Building Accounts brochure.


Business Accounts


Doesn't a cost-effective, fully-featured, convenient business checking account sound good? That's what we've designed here at HOPE just for our business members.

Contact us or come see us to open an account today.

HOPE Business Checking

  • Full service business checking account with paper checks
  • HOPEAnytime Check Card with unlimited transactions
  • Easy-to-read monthly statements
  • 24/7 online bill-pay
  • Unlimited deposits and withdrawals
  • Low $100 minimum balance to open the account
  • Monthly service fee of $9.95
  • Monthly service fee waived with minimum balance of $1,000

We also have great loan options to help companies start, stabilize, and grow.

Want to make an even bigger difference with your HOPE deposit? By accepting a below-market rate on your HOPE High Impact CD, you enable HOPE to reinvest additional resources in programs that empower low-wealth families and communities.


HOPE Community Builder CDs

enable HOPE to strengthen community infrastructure such as health care, child care and affordable housing. HOPE offers programs that help these businesses in areas such as strategic planning, ... Read News

HOPE Job Builder CDs

support entrepreneurs and small businesses in economically distressed communities. HOPE offers business owners technical assistance in areas such as entrepreneurial training, financial management a... Read News

HOPE Home Builder CDs

help low-wealth families purchase their first home. HOPE uses homebuyer education workshops, down payment assistance and other tools to help its borrowers acquire assets and build a solid financial ... Read News

HOPE Hurricane Rebuilding CDs

help residents and communities affected by the Hurricanes Katrina and Rita. By purchasing a Hurricane Rebuilding CD at a rate of 0-2%, you enable HOPE to provide flexible financing that helps low-i... Read News



You work hard to make things better for people in your community. So do we. And while you may be a nonprofit, that doesn't mean you can't serve the community and make money at the same time!

HOPE is a designated low-income credit union, and we are dedicated to strengthening communities, building assets, and improving lives in economically distressed areas of the Mid South. HOPE puts your money to work through commercial loans, consumer loans, and mortgages to individuals in low-income communities in Arkansas, Louisiana, Mississippi, and Tennessee.

Contact us or come see us to open a HOPE account today and let your money start making a difference to your organization and to your community.

HOPE Nonprofit Bonus Rate Savings Account

Nonprofits (501(c)(3)) or religious institutions (501(d)) can get the flexibility of a savings account with the earning power of a share certificate. Earn an interest rate equal to that of ... Read News


    HOPE Saver

    Saver accounts are primarily used to save for short- to medium-term goals. You can access your savings account at a branch, by telephone, by mail, or online any time.

    Deposits can be made conveniently through payroll deduction, direct deposit, the mail, or in person. Funds can be transferred to other accounts, even at other financial institutions.

    • $15 minimum balance
    • Interest earned on balances greater than $100
    • Two withdrawals allowed per month
    • HOPEAnytime ATM Card access (free first card, $5 ATM card replacement fee)
    • Insured up to $250,000 by NCUA

    Read more about this account in our HOPE Wealth Building Accounts brochure.