Checking Accounts


Managing your life isn't always easy. Managing your money should be.

Our checking accounts provide an affordable and easy-to-use alternative to check cashers and predatory lenders, and people can qualify even with previous blemishes on their financial record.

When you're ready to bank on your own terms, you're ready for a checking account from HOPE.

Rewards Checking

Be sure to check out our free HOPE Rewards Checking accounts, where you can earn massive interest with no minimum balance and no monthly fees!

Easy Checking

  • Pay bills, make purchases, and manage your account quickly and easily

  • HOPEAnytime Check Card 24/7 easy access

  • Unlimited transactions

  • $25 minimum balance

  • $9.95 monthly fee (waived with $200 minimum balance)

Easy Checking Plus

  • Same great benefits as Easy Checking with added bonus of paper checks

  • HOPEAnytime Check Card 24/7 easy access

  • Unlimited transactions

  • $0 minimum balance

  • $7.95 monthly fee (waived with $250 minimum balance)


Our checking accounts include:


Sign up for E-Statements and have your statements delivered right to your inbox! You can view them online, print them out, or save them to your files. Each month, you'll receive an e-mail notifying you when your e-statement is ready to be viewed at our secure web site. Why are E-Statements a great choice? Easy online access and retrieval Reduce mailbox clutter Enhanced security Automatic storage of your statements for 24 months Email notices when your statement is ready to view, print, or download In addition to the added convenience of E-Statements, you'll also be helpgin to save the planet! Conserving natural resources has never been more important than it is today.  You can join millions of others in a global effort to protect the environment by signing up for electronic statements for your credit card account.

Member Privilege Overdraft Protection Program

Accidentally make a purchase without sufficient funds in your account to cover it? Let HOPE cover these transactions for you with our Member Privilege overdraft protection program. Learn more about our Member Privilege Program.

Shared Branching Network Access

Even when there is no HOPE branch close by, you can conduct transactions at more than 3,600 credit union branches that are part of the Credit Union Service Center Network. Conduct HOPE transactions at any of these locations just as if you're at a HOPE facility. Visit to find a participating branch near you.

Automatic Transfers/Drafts

Schedule money to be moved from one account to another as you require. You can also have bills or loan payments taken care of without having to worry about writing checks or putting a stamp on an envelope.

Direct Deposit

Put funds into a HOPE account without ever coming to the credit union. Sign up for direct deposit and have funds automatically sent to your account electronically. The funds are available immediately, and you never need to worry about a lost check.

HOPE24 Telephone Banking

Bank with just the touch of a finger. Check balances, get transaction histories, and transfer funds from any touchtone phone by calling 1-877-214-HOPE. Simply follow the voice prompts to make your money work for you.

HOPEAnytime Check Card

Take charge of your finances by using the HOPEAnytime Check Card anywhere that VISA® is accepted. The funds for your purchase will be drawn from your checking account - just like a check. The HOPEAnytime Check Card also works at any ATM that is part of the PULSE, Credit Union 24, or MoneyPass networks.

HOPEAnytime ATM Card

Use your HOPEAnytime ATM Card to get cash, transfer funds, and check balances from thousands of automated teller machines that are part of the PULSE, Credit Union 24, or MoneyPass networks.

HOPENet Online Banking and HOPENet Plus with Bill Pay

A click of the mouse is all you need to manage your money from any internet-accessible computer. Check your balances, transfer funds, or apply for a loan whenever and wherever it's convenient.  Accounts that offer HOPENet Plus also allow you to pay your bills electronically.

Federally-Backed Security

Your HOPE Wealth Building Account comes with peace of mind. Each depositor is federally insured for up to $ 250,000 by the National Credit Union Administration.

Read more about this account in our HOPE Easy Checking brochure.

1 Fees subject to change.
2 ATMs that are not part of the HOPE network may charge additional fees for these services.