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2013InternationalCreditUnionDay-Logo-585x211HOPE Celebrates 2013 International Credit Union Day All Week

On October 17, 2013, thousands of credit unions in 100 countries will celebrate International Credit Union (ICU) Day® by joining together and celebrating their cooperative spirit.  HOPE wants members to appreciate all the benefits of being a credit union member with special offers all week long.

Unlike many banks, HOPE is not in business to make a profit. Credit unions all over the world are a united front focused on you, the members, with an unwavering belief in the “people helping people” philosophy upon which we were built.

The annual observance highlights the benefits that credit unions provide to members and the ways they help build communities with affordable financial services.  We think it’s such an amazing opportunity, we want to take the whole week to celebrate your credit union membership.  We also hope you’ll take the opportunity to encourage family, friends, neighbors, and co-workers to become members, or learn more about how a credit union can benefit you.  With our new online application, it’s easier than ever for someone to join HOPE.

Beginning on Tuesday, October 15, come in to your nearest HOPE branch and enjoy these special offers and events:

  • October 15 – Sign up for E-Statements, and we’ll put $5 in one of your accounts.
  • October 16 – Get a coupon that will waive the $10 application fee on consumer loans.
  • October 17 – Sign up for a financial education class in your area.
  • October 17-18 – Enjoy an open house at your local branch.

If you can't make it to one of our branches, just give us a call and we'll help you with the offers that work for you.

During the week, children can bring in ICU Day coloring pages and we’ll display them in the branch.  The coloring pages will be available from any HOPE branch or at starting October 1.  You can also download one or both coloring pages (Butterflies or Hexagons), print them at home or at work, let your children color them, and then bring them to a branch.

They might also enjoy our credit union crossword puzzle.

As a HOPE Credit Union member, you belong to a global movement in which people help people. Worldwide, 188 million members experience the benefits of belonging to a financial institution that exists to serve them, not to increase the bottom line.

A focus on superb customer service and member satisfaction sets credit unions apart from other financial institutions. As not-for-profit cooperative institutions, credit unions return their earnings to members in the form of higher interest on deposits, lower loan rates, and fewer fees.

Irrespective of the amount you have on deposit with HOPE, you are a member and an owner, with equal ownership and one vote. Members are never just numbers; your ownership empowers you and provides a voice.

In addition to member ownership, credit unions offer education and training programs. Fifty-four percent of Americans ages 18 to 34 check their social media accounts daily, while less than one third do a daily check on their financial statements. Credit unions actively focus on creating fiscally responsible members through their wide variety of education programs, which positively impact savings and spending habits for a lifetime.

Member ownership, education and training programs, and concern for the community are key cooperative values that differentiate credit unions from other financial institutions. You may want to take advantage of some of the free financial counseling we provide.

The credit union movement is a united force based on camaraderie, cooperation, and collaboration. That’s why, at a credit union, you are never a number — you are a member, and we are here to serve you.

 

 

 

 

 

October 18th is International Credit Union Day!

2012internationalcreditunionday-westmemphis-3-s
Members in West Memphis learned more about all
the benefits of credit union membership.

HOPE and thousands of credit unions around the world continue to be a part of improving the lives of individuals, families, and communities.  On October 18, take the opportunity to celebrate your HOPE membership, encourage friends and family to become members, or learn more about how a credit union can benefit you.

With seven billion people living in the world, each passing moment provides an opportunity to help one another. By losing ourselves in a cause we believe in and are prepared to fight for, we can find both happiness and genuine success.

Credit unions in 100 countries will celebrate International Credit Union (ICU) Day by banding together and appreciating their members.

As a Hope Credit Union member, you belong to a global movement in which people help people. Worldwide, 188 million members experience the benefits of belonging to a financial cooperative that believes in and is willing to fight for this year’s message: “Members Matter Most.”

Credit unions exist to serve you, the member, not to increase the bottom line. A focus on superb customer service and member satisfaction sets credit unions apart from other financial institutions. As not-for-profit cooperative institutions, credit unions return their earnings to members in the form of higher interest on deposits, lower loan rates, and fewer fees.

Irrespective of the amount you have on deposit with HOPE, you are a member and an owner, with equal ownership and one vote. Members are never just numbers; your ownership empowers you and provides a voice.

In addition to member ownership, credit unions offer education and training programs. Fifty-four percent of Americans ages 18 to 34 check their social media accounts daily, while less than one third do a daily check on their financial statements. Credit unions actively focus on creating fiscally responsible members through their wide variety of education programs, which positively impact savings and spending habits for a lifetime.

Member ownership, education and training programs, and concern for the community are key cooperative values that differentiate credit unions from other financial institutions. Our people-first philosophy illustrates an underlying credit union message that will be celebrated this fall. ICU Day’s

theme, “Members Matter Most,” conveys a simple message that strikes home in its ability to communicate our top

2012internationalcreditunionday-biloxi-1-s
Some members even got hugs! (In this case, "Hugs"
are the juice drink.)
priority.

2012internationalcreditunionday-10-18-12-1348 18

2012internationalcreditunionday-biloxi-1-s
Some members even got hugs! (In this case, "Hugs"
are the juice drink.)

Everyone who receives federal benefit payments by paper check is required by the U.S. Department of the Treasury to switch to an electronic payment option by March 1, 2013.  Anyone applying for federal benefits on or after May 1, 2011, will receive their payments electronically from day one.

 

Make the Change Now!
To ensure you don’t have any headaches or hassle, don’t wait until the deadline to enroll for direct deposit.  With a HOPE account, you are ready to begin receiving your benefits via direct deposit right away.

 

Why Direct Deposit?
Receiving federal benefit payments by direct deposit means senior citizens, people with disabilities,
veterans and others can experience significant advantages compared to paper checks, including:

  • Safety – No risk of lost or stolen checks.
  • Ease – No need to make a special trip to cash or deposit a check.
  • Reliability – Payments are on time, every time.
  • Cost-Savings – Saves taxpayers $120 million each year.

 

Getting Direct Deposit at HOPE is Easy!
You can make the change in one of several easy ways:

  1. In Person - Visit your nearest HOPE Branch or by calling our Member Service Center toll-free at 1-866-321-HOPE.  We can answer questions about how federal benefit payments are being delivered and can help you set up direct deposit to a HOPE account.  We will work with you to make sure everything is handled correctly.
  2. Online at www.godirect.org.
  3. By Phone - Call toll-free 1-800-333-1795.

 

What Will I Need to Open a HOPE Account?
There are a few simple pieces of information you will need to have available when you are ready to set up your direct deposit.

  • Identification - 2 Forms of identification that may include:
    • Drivers License
    • Social Security Card
    • Passport
    • Insurance Card
    • Medicaid/Medicare Card
    • Tax ID Number/Application
    • Alien Identification Card
    • Alien Visa
  • Deposit - No deposit is required at account opening as long as direct deposit with HOPE is established.  

 

What if I don’t get direct deposit? 
You will receive a Direct Express® Debit MasterCard® to access your funds.

 

You can see or download or Go Direct flyer.

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