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HOPE Open House Events

We want our members to feel welcome and to give them the opportunity to know more about how HOPE can help them with a full range of affordable, responsible products to meet their financial needs.  Our monthly open houses are one way to help people learn all they can about HOPE.

Stop by the branches to enjoy some free refreshments and see what HOPE can do for you!

HOPE is also giving back to the community.  During January, please bring pet food or supplies by the branch during the open house and we'll get it to a local shelter.

Our schedule for this month includes:

 

Louisiana

    • New Orleans
      Tuesday, January 31
      9:00 AM - 4:00 PM
      - Membership Information
      - Kasasa Accounts
      - Overdraft Protection
      - VITA Site Tax Preparation Information

Mississippi

    • Mississippi Coast Branch
      188 Porter Avenue
      Biloxi, MS 39530
      Friday, January 27
      9:00 AM - 4:00 PM
      - Member Privilege Overdraft Protection

    • Medical Mall Branch
      350 Woodrow Wilson Drive
      Suite 370B
      Jackson, MS
      Friday, January 27
      8:30 AM - 1:00 PM, 2:00 PM - 4:30 PM
      - Financial Health Prescription

    • Terry Road Branch
      1748 Terry Road
      Jackson, MS
      Friday, January 27
      9:00 AM - 5:30 PM
      - Financial Health Prescription

Tennessee

    • Jackson, TN Branch
      113 Executive Drive
      Jackson, TN 38305Friday, January 27
      11:00 AM - 4:00 PM
      - Direct Deposit
      - Online Banking

    • Ridgeway Branch
      2923 Ridgeway Road
      Memphis, TN 38115
      Friday, January 27
      9:00 AM - 4:00 PM
      - New Accounts
      - Commercial Loans
      - Consumer Loans

If you don't see your favorite branch listed, contact that location to find out about when their next event will be.

Terry Banking Initiative

HOPE Is Coming to Terry!

Help Build the HOPE Terry Branch

In response to a great showing of support by local residents, Hope Credit Union has made a commitment to establish a full-service branch in Terry, Mississippi.  We congratulate the people of Terry for taking control of your financial future, and thank you for making HOPE your community’s financial institution.

Over the coming weeks, HOPE will take the steps needed to make the branch operational.  In the meantime, you can help us start building HOPE in Terry right away. We urge area residents, churches, and businesses to open an account and make HOPE your primary financial institution. 

By joining HOPE, not only will you have access to exceptional products and services, but you become a member-owner of one of the nation’s most respected financial institutions.

Visit with HOPE
HOPE staff will be in Terry at the Terry library on the following days and times until the branch is opened:

Tuesdays and Thursdays
10:00 AM - 4:00 PM


First and Third Saturdays
10:00 AM - 2:00 PM

HOPE Staff will be available during those times to sign up new members, open accounts, take loan applications and answer any questions.

If you're in the Terry area, check out all the products and services we offer for individuals and businesses.

If you can't stop by the library, find out other ways to become a member.

Utica/Edwards Banking Initiative

Hope Credit Union (HOPE) is working with residents of Utica and Edwards, Mississippi, to ensure that these Hinds County towns continue to have access to affordable, responsible financial products and related services in the long term. A broad coalition of elected officials, community leaders, businesses, and concerned individuals have engaged the credit union to preserve local banking services in response to the closing of the towns’ only banks.

hopeuticabranch-106eastmainstreet-s
Hope's Updated Utica Branch

BancorpSouth closed its doors at the end of August, 2012. Since that time, HOPE has worked with area residents to address concerns about the impact of the bank closings on the local economy. Many were concerned that the lack of access to financial services would have a disproportionate impact on elderly residents, and that payday lenders, check cashing operators and other high-cost providers might seek to fill the void.

Utica

HOPE has opened a new full-service branch at 106 East Main.  It is fully operational and currently serving members.  Credit union staff is reaching out to area organizations and participating in community events to learn more about the area and tailor its services to the needs of local families and businesses.

 

uticaatm-3-s

HOPE's ATM at the Utica branch is available 24 hours a day and free to HOPE members.

 

Market Activity

 

  • Regular Banking Hours
    106 East Main Street
    Monday Through Friday
    9:00 AM - 4:30 PM
  • New ATM!!
    Available 24/7 and free for HOPE members.

 

 

Edwards

HOPE has seen great support from the local organizing committee and community leaders.  Residents in the Edwards market continue to generate support for a branch and build a member base and local volunteers to promote the credit union.

 

 

Greenville Banking Initiative

HOPE Is Coming to Greenville!

Help Build the HOPE Greenville Branch

In response to a great showing of support by local residents, Hope Credit Union has made a commitment to establish a full-service branch in Greenville, Mississippi.  We congratulate the people of Terry for taking control of your financial future, and thank you for making HOPE your community’s financial institution.

Over the coming weeks, HOPE will take the steps needed to make the branch operational.  In the meantime, you can help us start building HOPE in Greenville right away. We urge area residents, churches, and businesses to open an account and make HOPE your primary financial institution. 

By joining HOPE, not only will you have access to exceptional products and services, but you become a member-owner of one of the nation’s most respected financial institutions.

If you're in the Terry area, check out all the products and services we offer for individuals and businesses.

There are several ways become a member and be one of the first to support our newest facility in the Greenville area.

HOPE offers our members competitive rates on deposit products.

Rates effective as of February 28, 2014.

 

Annual Percentage

Rate (APR)

Annual Percentage

Yield (APY)

Jumbo

APR

Jumbo

APY

Share Accounts*        
On balances up to $100,000 0.25% 0.25%    
On balances over $100,000 0.10% 0.10%    
 HOPE Rewards Saving Plus Accounts**    
  On Balances up to $10,000 1.00% 1.01%    
  On Balances over $10,000 0.50% 0.50%    
  When Qualifications not met 0.10% 0.10%    
HOPE Rewards Checking and Checking Plus Accounts**
  On Balances up to $10,000 2.95% 3.01%    
  On Balances over $10,000 0.50% 0.50%    
  When Qualifications not met 0.10% 0.10%    
Nonprofit Bonus Rate Savings Account** 0.20% 0.20%    
Money Market Account**
($1,000 Minimum)    
Non-Jumbo 0.40% 0.40%    
Over $100,000     0.50% 0.50%
Over $500,000     0.60% 0.60%
Share Certificates (CD's)
($1,000 minimum)    
6 Month 0.20% 0.20% 0.45% 0.45%
12 Month 0.50% 0.50% 0.75% 0.75%
24 Month 0.70% 0.70% 0.95% 0.95%
36 Month 1.00% 1.01% 1.25% 1.26%
60 Month 1.20% 1.21% 1.45% 1.46%
IRAs    
IRA Savings** 0.20% 0.20%    
IRA 18-Month Certificate 0.45% 0.45%    
IRA 60-Month Certificate 0.70% 0.70%    

 

Call our Investor Relations Department at 1-877-654-HOPE for details on rates on larger deposits.

Jumbo rates are available on deposits of $95,000 or more.

Rates are subject to change. Fees could reduce earnings. Early withdrawal penalties apply to all certificate accounts.

*Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100.

**Variable-rate account; rates may change after the account is opened.