HOPE Open House Events
We want our members to feel welcome and to give them the opportunity to know more about how HOPE can help them with a full range of affordable, responsible products to meet their financial needs. Our monthly open houses are one way to help people learn all they can about HOPE.
Stop by the branches to enjoy some free refreshments and see what HOPE can do for you!
HOPE is also giving back to the community. During January, please bring pet food or supplies by the branch during the open house and we'll get it to a local shelter.
Our schedule for this month includes:
Louisiana
- New Orleans
Tuesday, January 31
9:00 AM - 4:00 PM
- Membership Information
- Kasasa Accounts
- Overdraft Protection
- VITA Site Tax Preparation Information
Mississippi
-
Mississippi Coast Branch
188 Porter Avenue
Biloxi, MS 39530
Friday, January 27
9:00 AM - 4:00 PM
- Member Privilege Overdraft Protection -
Medical Mall Branch
350 Woodrow Wilson Drive
Suite 370B
Jackson, MS
Friday, January 27
8:30 AM - 1:00 PM, 2:00 PM - 4:30 PM
- Financial Health Prescription - Terry Road Branch
1748 Terry Road
Jackson, MS
Friday, January 27
9:00 AM - 5:30 PM
- Financial Health Prescription
Tennessee
- Jackson, TN Branch
113 Executive Drive
Jackson, TN 38305Friday, January 27
11:00 AM - 4:00 PM
- Direct Deposit
- Online Banking - Ridgeway Branch
2923 Ridgeway Road
Memphis, TN 38115
Friday, January 27
9:00 AM - 4:00 PM
- New Accounts
- Commercial Loans
- Consumer Loans
If you don't see your favorite branch listed, contact that location to find out about when their next event will be.
Utica/Edwards Banking Initiative
Hope Credit Union (HOPE) is working with residents of Utica and Edwards, Mississippi, to ensure that these Hinds County towns continue to have access to affordable, responsible financial products and related services in the long term. A broad coalition of elected officials, community leaders, businesses, and concerned individuals have engaged the credit union to establish HOPE branches in response to the closing of the towns’ only banks.
 |
| Hope's Updated Utica Branch |
BancorpSouth closed its doors at the end of August. Since that time, area residents have been raised concern about the impact of the bank closings on the local economy. Many have also concerned that the lack of access to financial services will have a disproportionate impact on elderly residents, and that payday lenders, check cashing operators and other high-cost providers may seek to fill the void.
Utica
HOPE has opened a new full-service branch at 107 Depot Street. It is fully operational and currently serving members. Credit union staff is reaching out to area organizations and participating in community events to learn more about the area and tailor its services to the needs of local families and businesses.
Market Activity
- Regular Banking Hours
106 East Main Street
Monday Through Friday
9:00 AM - 4:30 PM
(Note new extended hours!!) - New ATM!!
Available 24/7 and free for HOPE members. - Financial Education Workshop
Thursday, October 25
Utica Branch
6:00 PM - 7:00 PM
See the Flyer
HOPE's brand new ATM at the Utica branch is available 24 hours a day and free to HOPE members.
Edwards
HOPE has seen great support from the local organizing committee and community leaders. Residents in the Edwards market continue to generate support for a branch and build a member base and local volunteers to promote the credit union.
HOPE offers our members competitive rates on deposit products.
Rates effective as of March 1, 2013.
|
Annual Percentage Rate (APR) |
Annual Percentage Yield (APY) |
Jumbo APR |
Jumbo APY |
|
| Share Accounts* | 0.50% | 0.50% | ||
| Kasasa Saver Savings Accounts** | ||||
| On Balances up to $10,000 | 1.005% | 1.01% | ||
| On Balances over $10,000 | 0.50% | 0.50% | ||
| When Qualifications not met | 0.10% | 0.10% | ||
| Kasasa Cash and Kasasa Saver Checking** | ||||
| On Balances up to $10,000 | 2.969% | 3.01% | ||
| On Balances over $10,000 | 0.50% | 0.50% | ||
| When Qualifications not met | 0.10% | 0.10% | ||
| Nonprofit Bonus Rate Savings Account** | 0.40% | 0.40% | ||
| Money Market Account** ($1,000 Minimum) |
||||
| Non-Jumbo | 0.60% | 0.60% | ||
| Over $100,000 | 0.70% | 0.70% | ||
| Over $500,000 | 0.80% | 0.80% | ||
| Share Certificates (CD's) ($1,000 minimum) |
||||
| 6 Month | 0.40% | 0.40% | 0.65% | 0.65% |
| 12 Month | 0.60% | 0.60% | 0.85% | 0.85% |
| 24 Month | 0.85% | 0.85% | 1.10% | 1.11% |
| 36 Month | 1.15% | 1.16% | 1.40% | 1.41% |
| 60 Month | 1.30% | 1.31% | 1.55% | 1.56% |
| IRAs | ||||
| IRA Savings** | 0.40% | 0.40% | ||
| IRA 18-Month Certificate | 0.65% | 0.65% | ||
| IRA 60-Month Certificate | 0.90% | 0.90% | ||
Call our Investor Relations Department at 1-877-654-HOPE for details on rates on larger deposits.
Jumbo rates are available on deposits of $95,000 or more.
Rates are subject to change. Fees could reduce earnings. Early withdrawal penalties apply to all certificate accounts.
*Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100.
**Variable-rate account; rates may change after the account is opened.
©Copyright 2007-2013 Hope Federal Credit Union | by HOPE