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Deposit Rates

HOPE offers our members competitive rates on deposit products.

Rates effective as of July 1, 2014.

 

Annual Percentage

Rate (APR)

Annual Percentage

Yield (APY)

Jumbo

APR

Jumbo

APY

Share Accounts*        
On balances up to $100,000 0.25% 0.25%    
On balances over $100,000 0.10% 0.10%    
 HOPE Rewards Saving Plus Accounts**    
  On Balances up to $10,000 1.00% 1.01%    
  On Balances over $10,000 0.50% 0.50%    
  When Qualifications not met 0.10% 0.10%    
HOPE Rewards Checking and Checking Plus Accounts**
  On Balances up to $10,000 2.95% 3.01%    
  On Balances over $10,000 0.50% 0.50%    
  When Qualifications not met 0.10% 0.10%    
Nonprofit Bonus Rate Savings Account** 0.20% 0.20%    
Money Market Account**
($1,000 Minimum)    
Non-Jumbo 0.40% 0.40%    
Over $100,000     0.50% 0.50%
Over $500,000     0.60% 0.60%
Share Certificates (CD's)
($1,000 minimum)    
6 Month 0.20% 0.20% 0.45% 0.45%
12 Month 0.40% 0.40% 0.65% 0.65%
24 Month 0.65% 0.65% 0.90% 0.90%
36 Month 0.90% 0.90% 1.15% 1.16%
60 Month 1.15% 1.16% 1.40% 1.41%
IRAs    
IRA Savings** 0.20% 0.20%    
IRA 18-Month Certificate 0.45% 0.45%    
IRA 60-Month Certificate 0.70% 0.70%    

 

Call our Investor Relations Department at 1-877-654-HOPE for details on rates on larger deposits.

Jumbo rates are available on deposits of $95,000 or more.

Rates are subject to change. Fees could reduce earnings. Early withdrawal penalties apply to all certificate accounts.

*Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100.

**Variable-rate account; rates may change after the account is opened.