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Credit Cards

HOPE Platinum and Platinum Rewards Credit Cards

HOPEPlatinumandPlatinumRewardsVisa-JohnDoe-STake Credit at HOPE!

NOTE: HOPE is excited to introduce our new Platinum and Platinum Rewards Visa card.  Current card holders should begin using their new cards on Monday, August 25. People interested in applying for the new Visa card may do so beginning on Tuesday, September 2.

Sometimes, having all the cash you need to pay for a big-ticket item all at once just isn’t practical.  A HOPE Visa card gives the option of paying for purchases over time without the pitfalls you'll find with other credit card providers: outrageous interest rates and lots of hidden or excessive fees.

Accepted worldwide, HOPE Platinum and Platinum Rewards Visa credit cards save you money and make it easy to make the purchases you need.

Even if you don't have perfect credit, you may still qualify for a card. In fact, using a secured version of our Platinum and our Platinum Rewards cards can help you improve your credit! With a secured credit card, money in your account can be reserved against your credit limits. And some people with higher scores choose secured cards because of the lower rates they offer.

With our Platinum Visa card, you’ll enjoy:

  • No Annual Fee 
  • Competitive rates 
  • Credit limits of up to $10,000 
  • 24-Hour HOPENet online account access 
  • Roadside assistance service 
  • Travel assistance service 
  • Extended warranty coverage 
  • Guaranteed privacy-we do not sell your private account information 
  • Automatic payments from checking or savings accounts

If you are interested in earning while you spend, you might want to select our Platinum Rewards Visa card.  It offers: 

  • All the features of the regular Platinum MasterCard, plus... 
  • The ability to earn points for everyday purchases 
  • Great reward offers to thank you for your loyalty 
  • Check out the Platinum Rewards Program.