At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience.
At HOPE, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly.
However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Member Privilege, a special overdraft service for HOPE's members.
Learn more about the great benefits of the Member Privilege Program.