At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience.
At HOPE, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly.
However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Member Privilege, a special overdraft service for HOPE's members.
A Socially Responsible Investor is an individual who wants to make a socially responsible choice when deciding to invest his or her money. SRIs want to use their investments to make money for themselves, while helping to improve economicallly distressed communities. The funds they put into HOPE grow with great interest rates while being used to create new business or housing opportunities for people or organizations who might not otherwise find financing.