Products and Services

Don't Get Taken: Start Planning for Tax Season Now

HOPE can help you make smart moves when it comes to filing your taxes and getting refund anticipation loans based on your return.
We offer free tax preparation assistance for those who qualify through our Volunteer Income Tax Assistance (VITA) Site. You can also take advantage of direct deposit so that your refund is received more quickly.
And if you are considering a refund anticpation loan, make sure you think about HOPE. We don't charge any fees and our interest rate is only 7%. Other insititutions may charge you anywhere from $60 to $130 and hit you with interest rates that can run between 70% and 700%!!

So spend just a little bit of time and get the most out of your 2007 tax return. Call us or come by a branch for more information.

Stories and news

Home Again Places Final Modular Homes
(PASS CHRISTIAN, MISS)--In the wake of Hurricane Katrina, residents of the Gulf Coast were left with the daunting task of rebuilding their lives and their homes. Today, 64 families who were facing significant housing challenges are in quality new homes through the work of Home Again, a subsidiary of ECD/HOPE. -more-

HOPE Helps Local Residents Take Advantage of Valuable Tax Credit
Jackson, Miss.--People who work but dont earn a lot of money may be eligible for the Earned Income Tax Credit (EITC), as well as free help preparing their tax return. HOPE (Hope Community Credit Union), in participation with the IRSs Volunteer Income Tax Assistance (VITA) program, will help local residents take advantage of the EITC on January 31st. The last day in January is designated as EITC Awareness Day, a nationwide effort to increase public awareness about EITC and free tax preparation sites. -more-

ECD-HOPE Brings Affordable Small Business Financing To More Areas with New Itta Bena Office
(Itta Bena, MS, October 31, 2007)For more than a decade, small businesses, homebuyers, and community development projects in the Mississippi Delta have had access to financial services from ECD/HOPE (Enterprise Corporation of the Delta/Hope Community Credit Union). This nonprofit community development organization specializes in providing affordable commercial, consumer, and mortgage loans as well as personal financial services. -more-
Your account is federally insured to $100,000 by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration, a U.S. Government agency.