HOPE High Impact CDs
impact

HOPE High Impact CDs

Want to make an even bigger difference with your HOPE deposit?

By accepting a below-market rate on your HOPE High Impact CD, you enable HOPE to reinvest additional resources in technical and financial assistance programs that empower low-wealth families and communities.
  • HOPE Home Builder CDs help low-wealth families purchase their first home. HOPE uses homebuyer education workshops, down payment assistance and other tools to help its borrowers acquire assets and build a solid financial foundation. (Published rate minus .5%.)
  • HOPE Job Builder CDs support entrepreneurs and small businesses in economically distressed communities. HOPE offers business owners technical assistance in areas such as entrepreneurial training, financial management and marketing. (Published rate minus 1%.)
  • HOPE Community Builder CDs enable HOPE to strengthen community infrastructure such as health care, child care and affordable housing. HOPE offers programs that help these businesses in areas such as strategic planning, workforce training, and leveraging public programs designed to help low-income communities grow and thrive. (One half of published rate.)
  • HOPE Hurricane Relief CDs By purchasing an insured CD at a rate of 0-2%, you enable HOPE to provide flexible financing terms that help low-income individuals and families rebuild their homes, businesses and lives in the wake of Hurricane Katrina.
Equal Housing Lender National Credit Union Administration
Your account is federally insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration, a U.S. Government agency