Business Lending
for individuals

Need a business loan? We can help!!

HOPE provides a variety commercial financing tools to meet the needs of companies across the Mid South. With our extensive business lending experience, we work to find ways to get financing for you and to connect you with additional resources that will help you succeed.

HOPE primarily extends loans to and makes investments in business operating in low-income communities across the Mid South.

While HOPE is interested in any opportunity to lend money, we have identified certain sectors - community infrastructure, child care, health care - that need special attention if the Mid South is going to reach its full potential. We also are focused on meeting the needs of minority- and women-owned businesses.

It is easy to apply for a HOPE loan. If you or someone you know is interested in obtaining a business loan from HOPE, you can search for the nearest HOPE office to find the commercial lending officer that can help you.

Where do I start?

Simply call one of our lending offices in your area to schedule an appointment with a lending officer who will walk you through the process. If you are not sure who can assist you, simply contact us and we will be happy to connect you with a commercial lender in your area.

Required Information

To make sure the application process goes smoothly, you will need to collect some information about yourself and your company. Having the following items available will help our staff serve you more efficiently.
  • Financial Statements and/or Tax Return Forms - 3 years
  • Interim Financial Statements - dated within 90 days of application
  • Accounts Receivable and Accounts Payable Agings
  • Notes Payable Schedule
  • Inventory Listing
  • Personal Financial Statements of the Owners and Guarantors
  • Business Plan - including projected financial statements
  • Management Resumes
  • Primary Customer and Supplier References - 3 of each
  • Articles of Incorporation or Partnership Agreement
  • Corporate Borrowing Resolution
Equal Housing Lender National Credit Union Administration
Your account is federally insured to $100,000 by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration, a U.S. Government agency