About HOPE

HOPE, one of the nation's leading Community Development Credit Unions (CDCUs), provides affordable financial products and services across the Mid South.

HOPE works closely with ECD (Enterprise Corporation of the Delta), its sponsor, to develop and deliver services directly to individuals in economically distressed areas of Arkansas, Louisiana, Mississippi, and Tennessee.

HOPE also benefits from the work of the Mississippi Economic Policy Center (MEPC). MEPC engages in rigorous, accessible and timely analysis to inform the policy debate on issues that affect the economic and social well-being of working families and low-wealth communities.

Please feel free to contact us if you have any questions or if we can assist you in any way.
Success Stories

At Access Family Health Center in Smithville, Mississippi, the demand for dental care was far outstripping the supply.

The health center, which has served low-income families for 26 years, had space for only one dentist, and she was working in what had been the city jail.

“We are the only facility that offers dental services on a sliding scale within a 100-mile radius, and there are not a lot of other providers who accept Medicaid,” said Marilyn Sumerford, executive director of the center.

“With only one dentist, we were able to provide only basic and preventive services; we couldn’t do crowns, root canals, or dentures. We felt like we had to find a way to provide those services for the people without insurance.”

A loan from ECD/HOPE financed the purchase and renovation of a new dental clinic. The clinic will have six rooms with dental chairs, which will allow the hiring of an additional dentist and a dental hygienist.

ECD/HOPE worked with Access to structure long-term financing that puts the health center in a better position to meet the needs of its clients.

Once the new dental clinic is up and running, with its additional staff, the current dentist will do more with her second degree, in public health, Sumerford said. The center plans more outreach to nursing homes, better preventive care, and better management of patients with chronic conditions such as diabetes.

HOPE Highlights
  • New TARP Initiative Supports Small Business Lending from CDFIs
    On Wednesday, Treasury Secretary Tim Geithner outlined the details of a new program under the Troubled Assets Relief Program (TARP) that will provide Community Development Financial Institutions (CDFIs) with up to $1 billion to make more loans to small businesses in some of the communities hit hardest by the economic crisis.
  • ECD/HOPE CEO Participates in White House Job Creation Summit
    WASHINGTON, DC – Bill Bynum, Chief Executive Officer of the Enterprise Corporation of the Delta/Hope Community Credit Union (ECD/HOPE), will participate in the White House Jobs Summit today to identify innovative ways to create jobs in the current economic climate. Bynum will meet with the President and over 130 other large and small business leaders, nonprofit executives and policy experts.
  • ECD/HOPE CEO Participates in White House Meeting on Economic Stimulus
    WASHINGTON, DC – Bill Bynum, Chief Executive Officer of ECD/HOPE (Enterprise Corporation of the Delta/Hope Community Credit Union), will participate in a meeting with President Barak Obama on December 22 to identify innovative ways to boost lending to small businesses and move the economy forward. Bynum will join a select group of 12 leaders from other community development financial institutions (CDFIs) and community banks from across the nation at the White House as they advance ideas to stimulate small business growth and plans for regulatory reform. See the Fox Business News television story.
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Managing your money has never been easier than with HOPENet Online Banking. You can access your accounts from any internet-capable computer to check balances, transfer funds, or even pay your bills. And it’s all free for HOPE members.

Use the HOPENet Online Banking feature on this page to login or register. You can also get more information about this great service.

Treat Your Home Like a Bank.

Tap into the value of your home with a HOPE Home Equity loan.

We can lend up to 80% of your home’s value for any need. Our rates are affordable and the application process is easy. Call us or visit a hope branch for more information.
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